Saturday, November 22

10 Things

1. "Life is the fire that burns and the sun that gives light.  Life is the wind and the rain and the thunder in the sky.  Life is matter and is earth, what is and what is not, and what beyond is in Eternity."  ~Seneca

2. Still feels freaking amazing to be back here:

3. I have the worse timing.

4. Christmas does not start until after December 1st....

5. please turn off the ads from Santa, just one more week, you can do it.

6. The song playing through my mind right now: Arms ~Christina Perri

7. Connecting with 3., I rarely see what is right in front of me.

8. "Life is a horizontal fall."  ~Jean Cocteau

9. As we grow older we tend to remember the great and amazing parts of our past. Even, to this extent, ignoring the absolutely horrible, darkest of days....looking instead at the brightest.

10. I just finished a pot of coffee and finished randomly writing this in 4min, new record.

Thursday, November 20

Ode to Jim Croce

One of the greatest singer/songwriters to ever, and sadly not many will ever know his name.

Please, just take a moment and watch this...not much more is needed to be said.

Sunday, November 16

I love.

I love the incredible story within Contact.

I love every aspect of The Shawshank Redemption.
"Get Busy Liv'in, or Get Busy Dy'in"

I love the way the last episode of the last season of The West Wing makes me feel. 

And I love Danny and CJ's final 
conversation: "I like the sound of your voice."

I love Norman Rockwell's "

I love '
Jungleland' by Bruce Springsteen.

I love everything by Bruce Springsteen.

I love Simon and Garfunkel's Live in Central Park show.

I love 'Fix You' by Coldplay

I love how Toy Story knocks my socks off.

I love Harry and Sally.

And Monica and Chandler.

And Jordan and Leo.

And Topanga and Corey!

I love the 
ingenuous plot of Terminator 2: Judgement Day.

I love Eternal Sunshine of the Spotless Mind, and miss it being in my collection.

I love Freddie Mercury's style.

I love everything about Freddie Mercury.

I love the 
concept of Batman Beyond .

And this scene seals that point.

I love short stories.

I love incredible graduation speeches like 
David Foster Wallace and David McCullough Jr.

I love flash mobs.

I love it when a song can take me back to an amazing memory.

And I love Wonderful Tonight for that exact reason.

I love "The Book Thief."

I love "The BFG".

I love Herm Matlock's passion towards Jazz.

I love the 
chemistry between Amanda Peet and Ashton Kutcher in A Lot Like Love.
Does this not take you back to a special moment in your life?

I love Forrest Gump's and the older ladies conversation, and her genuine interest in the story. 

I love Tom Hanks.

I love Helen Hunt, too.

And, I love every movie both have been in.

I love Castaway.

And Field of Dreams.

I miss Mark Greene.

I love Wicked.

I love random quotes.

I adore Robin William.

I love the visuals in What Dreams May Come.

I love Heaven in What Dreams May Come.

And, even, Hell in What Dreams May Come.

I love everything Daniel Day Lewis has done.

I love the video and song of Man on Fire by Edward Sharpe and the Mangnetic Zeros.

I love to dance.

I love when others dance.

I love waking up in the morning.

I love genuine inspiration.

I love passion.

I love creativity.

Wednesday, November 12

When You're On Top - The Wa­ll­flo­wers

I need a bed
That nobody’s slept in
I need some air
Nobody’s been breathing
I need a thought
That I can believe in 

Is this fog
Or is the building really burning
I need you
Much more than ever

I’m making new friends
But none of them matter
Maybe now
We don’t fit together
But you’ve got your arms around
No one but strangers

I feel fine
With the sun in my eyes
The wind in my hair
When I’m falling out of this sky
I’m doing better than I thought I would
But nothing’s ever as good
As when you’re on top

I want to wake up
And just start running
Into a ditch
Or straight up a mountain
I want to get
Where no one been gettin’
Make it deeper than hell
Or make it higher than heaven

I need someone whose price hasn’t been met
When everybody’s disappearing
By the minute
There isn’t anyone left
I haven’t meet yet
Well I remember
When they hadn’t gotten to you yet

Half way up
And over this rainbow
I heard a shot
Fire up from a ghetto
As I drop
I didn’t think you’d follow
Just didn’t know
The sky was this shallow

I need a garden
Where nothing’s forbidden
I need an apple
That no one’s been eatin’
I want to start again
Back at the beginnin’
I had a vision
That this feeling maybe has an ending

Monday, November 10

Some Nights ~ Fun.

Some nights I stay up cashing in my bad luck
Some nights I call it a draw
Some nights I wish that my lips could build a castle
Some nights I wish they'd just fall off

But I still wake up, I still see your ghost
Oh, Lord, I'm still not sure what I stand for oh
Whoa oh oh (What do I stand for?)
Whoa oh oh (What do I stand for?)
Most nights I don't know anymore...
Oh, whoa, oh, whoa, oh, whoa, oh, oh,
Oh, whoa, oh, whoa, oh, whoa, oh, oh

This is it, boys, this is war - what are we waiting for?
Why don't we break the rules already?
I was never one to believe the hype
Save that for the black and white
I try twice as hard and I'm half as liked,
But here they come again to jack my style

That's alright (that's alright)
I found a martyr in my bed tonight
She stops my bones from wondering just who I am, who I am, who I am
Oh, who am I? Mmm... Mmm...

Well, some nights I wish that this all would end
'Cause I could use some friends for a change.
And some nights I'm scared you'll forget me again
Some nights I always win, I always win...

But I still wake up, I still see your ghost
Oh, Lord, I'm still not sure what I stand for, oh
Whoa oh oh (What do I stand for?)
Whoa oh oh (What do I stand for?)
Most nights I don't know... (oh, come on)

So this is it. I sold my soul for this?
Washed my hands of that for this?
I miss my mom and dad for this?

Come on

No. When I see stars, when I see, when I see stars, that's all they are
When I hear songs, they sound like a swan, so come on.
Oh, come on. Oh, come on. Oh, come on!

Well, that is it guys, that is all - five minutes in and I'm bored again
Ten years of this, I'm not sure if anybody understands
This one is not for the folks at home;
Sorry to leave, mom, I had to go
Who the fuck wants to die alone all dried up in the desert sun?

My heart is breaking for my sister and the con that she called "love"
When I look into my nephew's eyes...
Man, you wouldn't believe the most amazing things that can come from...
Some terrible nights... ah...

Oh, whoa, oh, whoa, oh, whoa, oh, oh,
Oh, whoa, oh, whoa, oh, whoa, oh, oh

The other night you wouldn't believe the dream I just had about you and me
I called you up but we'd both agree

It's for the best you didn't listen
It's for the best we get our distance... Oh...
It's for the best you didn't listen
It's for the best we get our distance... Oh...

Sunday, November 9

RE: The Debt Game - Game Plan

Two of my bestest friends ever (not to mention two of the most incredible folks I know) have been working on a blog, The Frugal Optimist. There, they post almost biweekly, on how they are cutting down their student loan debt. So I figured I should take the hint and post on my game plan for my loans debt.

$86,750 total debt when all was said and done (Total before I was 25 years old)
$18,250 for my Escape (her name is Madeline)
$32,250 for my Masters at Marist College
$36,250 for my Undergrad at SUNY Plattsburgh

$54,661 total loans now as of November 9th
17 different loans - 4 out of 17 paid off
1 car payment - paid off

All loans paid off by Winter of 2019; before I am 33 (11 years after I graduated Undergrad and 8 years after graduating from graduate school). However, about 11 years earlier than planned. So pretty dang cool if I can keep up my payments.

Over the past two years I have realized how much interest rate plays into paying my loans off. Moreover, how important it is to knock out  the 8% interest loans before the the 3% interest loans. In the big picture it will save a few thousand dollars.

Then from there, start knocking off loans of similar high interest as quick as possible. Usually starting with the lower debt owed ones.

I have learned how it is important to pay slightly more on your loans, to decrease minimum monthly payments over the long term as well. I shoot for at least 10% more than monthly owed.

Personal Budget
In thinking of a  plan to pay off my loans I created a budget in early 2010. Highlighting all of my spending areas : Rent, Utilities, Transportation, Cell, Food, Auto Insurance, Discover Loans, Sallie Loans, IRA/Retirement, Money into Savings, Money into Credit, and Other (basically everything else I could spend money on, primarily for entertainment). It is broken down into three sections/tabs- 1. Current Stretch Budget, 2. Two Year Planned Budget, and 3. Loan Pay off.

It has been interesting comparing my spending habits over the past five years. I have become more conservative and loan focused over the past two years.

I find myself debating if I would like to buy an item for short term gratification OR put that money into my loans.

Five Lessons Learned:
1. This can be freaking hard
2. Having a plan has made all the difference
3. Pay off higher interest loans, to decrease total payment over the long haul
4. Paying slightly more is beneficial for the long haul
5. After spending the time researching, I have finally figured what I need to pay off and when I can plan on paying it off (Winter 2020 looks pretty good)

Monday, October 13

One of my best good friends (who may have just gotten married) has always told me that there are FIVE sporting events that every person needs to watch on TV or at the location at least once in their lives. Those events are as follows :

  1. The World Series (at least one game)
  2. March Madness (at least one game in the elite 8)
  3. The World Cup
  4. The Masters
  5. The Olympics (both summer and winter)

So get on it!